EXECUTIVE MANAGEMENT
PETRINA E. FRIMPONG – Head of Legal & Controls/Company Secretary
Qualification: Petrina holds a Bachelor of Laws (LLB) degree from the University of Ghana and a qualifying
Certificate of Law from the Ghana School of Law, Makola. She also holds a Bachelor of Arts Degree in English
Language and Sociology from the Kwame Nkrumah University of Science & Technology
Experience: Petrina worked in different administrative roles in different institutions and then at Fugar &
Company Limited from 2007 to 2009. Her practice and experience in Corporate Banking spans nine (9) years.
Banking institutions she worked for include Intercontinental Bank Limited, Bank of Africa Ghana Limited, and
United Bank for Africa Limited. Positions she held include Legal Officer, Head of Credit Admin. , Legal Services
Manager, Head of Legal and Company Secretary.
Her core duties included, working on credit documentation, drafting, and reviewing agreements, offering legal
advice to management, offering support to External Solicitors, and performing Company Secretarial functions.
From September 2017 to date, she has been Head, Legal & Company Secretary at Pan-African Savings and
Loans. Her areas of expertise include corporate governance, negotiation and advisory services, contract review
and drafting.
ISAAC KWAGYIR – Chief Finance Officer
Qualification: Isaac is a Chartered Accountant and member of the Institute of Chartered Accountants (Ghana).
He holds a Bachelor of Science Degree in Accounting from University of Professional Studies, Accra. He is also a Microsoft Excel Specialist with a Business Data Analytics Certificate from the Centre for Business Analysis
(Ghana) and awaiting final certification from the International Institute of Business Analysis as a Certified
Business Data Analyst. He is also a member of the Association of Professional Business and Data Analysts.
Experience: Isaac has previously worked in the Finance Department of Adehyeman Savings and Loans
Company for the past 10 years. He started in 2014, was appointed Finance Manager in June 2020 and
confirmed as Head of Finance in March 2023. Before Adehyeman, Isaac worked with AKUS Consult as a Senior
Auditor leading teams of audit staff in executing statutory audits and USAID funded donor audits. He has a
strong background in financial reporting, financial controls, budget preparation, treasury management and tax
planning. He has developed several interactive dashboards and models with his Advanced MS Excel and Data
Analysis expertise. His data analytics projects received nominations from the Centre for Business Analysis for
the Award of Data Personality of the Year 2024
LINDA NAYKENE – Head of Corporate Relations & Marketing
Qualification: Linda holds an MBA, with a specialization in Human Resource Management from the Ghana
Institute of Management and Public Administration (GIMPA) and a BSc in Administration (Human Resource
Option) from the Central University.
Experience: Linda is a dynamic leader with over 30 years of experience driving business excellence. As the
Head of Corporate Affairs, Research, and Customer Experience at Pan-African Savings and Loans, she
spearheads initiatives to enhance reputation, inform strategy, and deliver exceptional customer experiences.
She previously held key roles at Care International (Gulf of Guinea) and the Canadian International Development Agency, leveraging expertise in Human Resources, Administration, Procurement, and Expatriate Support. She has a proven record of delivering results-driven solutions, leading cross-functional teams, and streamlining operations for maximum efficiency
MICHAELINA ORLEANS-LINDSAY – Head of Risk
Qualifications: Michaelina holds an MBA in Finance from the University of Cape Coast and a B.A. in Accounting and Sociology from the University of Ghana. Her extensive training spans risk control, advanced credit portfolio management, and practical microfinance skills, providing her with the expertise needed to navigate complex SMEs financial landscapes.
Experience: Michaelina has 22 years of experience in the Financial Services Sector, including 13 years in senior
management roles. She began her career as a Loan Officer at ProCredit Savings & Loans and advanced through
various positions. She joined Women’s World Banking Ghana as a Branch Manager and progressed to roles
such as Product Manager and Risk Manager. Subsequently, she joined Pan-African Savings and Loans as a Risk
Manager, where she managed risk functions and ensured compliance. Her responsibilities have included
implementing enterprise risk processes, conducting risk assessments, and providing regulatory reporting.
Michaelina is a results-oriented professional with a wealth of experience in banking operations, credit, and risk
management, particularly in the SME sector.
PASCAL MENSA-ANNAN – Head of ICT
Qualification: Pascal holds a Bachelor of Arts degree in Computer Science and Management from Wisconsin International University College, Ghana. He also holds an Honor’s Diploma in e-Technology computing from NIIT Ghana. Pascal is enthusiastic about Information Technology and is responsible for the Technology & Innovations at Pan-African Savings and Loans.
Experience: Pascal is an accomplished IT professional with over sixteen years of experience. His expertise spans
Systems Integration, Management Information Systems (MIS), Reporting Systems, and Software Development.
Pascal has previously worked with Persol Systems Limited and SISCO Limited. He later joined EB-ACCION, which became Pan-African Savings and Loans, starting as an IT Assistant responsible for E-Channels. Over time, he advanced to Deputy Head, Information Technology and is now the Head, Information Technology. Pascal is the technical lead on the digital financial service project, Quick, and other innovations at Pan-African Savings and Loans.
ROBERT QUAYE – Head OF Operations
Qualification: Robert holds an EMBA in Finance from the University of Ghana Business School and a BA from
the Kwame Nkrumah University of Science and Technology.
Experience: His service experience is in banking with expertise in Branch Operations, Trade Services, Foreign Operations & Microfinance. He commenced his banking career with Societe Generale Ghana (SG-SSB) in 1991. Other banks served include Ecobank Ghana, HFC Bank, GT Bank Ghana Ltd & Best Microfinance Co. From January 2015 to date, he has been Head, Operations at Pan-African Savings & Loans Co. Ltd. Some of his
positions held in the past include Head of Foreign Operations & Head of Operations.
SETH MACLEAN ACQUAH – Head of Segments & Business Development
Qualification: Seth has an MSc in Strategic Project Management from Herriot-Watt, Edinburgh, and an MA in
International Business from the University of Wolverhampton. He is an associate member of the Chartered
Institute of Marketing (UK).
Experience: Seth is a versatile management professional with over 15 years of experience in creating
stakeholder value. He has relevant experience in developing, implementing, and reviewing corporate strategies
spanning financial, environmental, and mining industries. Seth currently works as the Business Development
Manager of Pan-African Savings and Loans. Prior to joining Pan-African, he was the Business Development
Manager with Alliance Waste, a subsidiary of Jospong Group where he led the extension of formal waste
management services to over 50,000 households. Seth previously worked with Abzugold, a Canadian gold
exploration company.
Seth also worked as secretary to a Board, taught project management, and currently heads a local association
in his community.
NATHAN BENJAMIN OHENE-KWAPONG – Head of HR, and Administration
Qualification: Nathan holds a BSc. in Integrative Studies from Clarion University of Pennsylvania, an MBA from
the Accra Business School and MSc. in Defense and International Politics from the Ghana Armed Forces
Command and Staff College
Experience: Nathan is a proficient and initiative-taking HR and Operational Development professional with a
verifiable record of accomplishments. He has 20 years of multi-industry experience and the “can-do” attitude
to go with it. His experience spans from the USA and to Ghana in the fields of Human Development, Training
and Operational Management.
Nathan worked with U.S. Security Associates in Falls Church, Virginia in the US from 2005 – 2011 as the HR,
Accounting & Payroll Manager. He was the Senior Account Technician with the Housing Authority of The City of
Pittsburgh in Pittsburgh, Pennsylvania from 2011 – 2017 prior to relocating to Ghana and helping start PRN
Care, a Health Care Consultancy in Accra as Head of Recruitment and Compliance in 2018.
Nathan later joined the Oil and Gas industry in 2018 in the Upstream field with PMD Viking, a joint venture
between Maersk Drilling and Prime Meridian Docks Ghana Limited as the HR and Training Coordinator and
ended with the Ministry of Education’s National School Inspectorate Authority (NaSIA) as Inspections
Operations Manager in 2020 prior to joining Pan-African Savings and Loans in 2021 as the Head of Human
Resources and Administration.
DONALD DZIDEDI KODZO DZEBU – Head of Products
Qualification: Donald holds a Commonwealth Executive MBA from the Kwame Nkrumah University of Science and Technology. Donald also holds a BSc in Banking and Finance from the Central University College and HND in Statistics from the Ho Polytechnic. He is a Fellow of the Chartered Institute of Credit Management, Ghana, and
a Development Finance Analyst.
Experience: Donald is knowledgeable in SME markets and understands different consumer behaviors. He also
has extensive years of experience in Microfinance, Portfolio Management, Credit Analysis, Value-Chain
Financing, and as well as Credit Risk Management. He has participated in several training seminars on
Microfinance and has acquired in-depth knowledge on the formation, running, and management of
microfinance/micro-enterprise development.
Donald has worked with Midland Savings and Loans Ltd as Head of Credit (2014-2016) and Sinapi Aba Savings
and Loans Ltd. (formerly Sinapi Aba Trust) for twelve (12) years as one of the most experienced branch staff. In
Sinapi Aba, he started as an Associate Financial Services Officer and rose through the ranks to the position of
Branch Manager. He joined Forms Capital as the Head, Credit Risk & Operations and is currently the Acting
Head of Credit with Pan-African Saving and Loans limited.
