General Eligibility for Loan Products
• Ghanaian citizens between 18 -65 years old
• Loan term of 3 to 24 months depending on the loan product.
• Minimum 6 to 12 months experience in the business.
• Guarantor requirement.
• Collateral requirement.
• Credit life Insurance (Hospitalization, life, fire and flood)
• Business owner with a registered Business & Location
• Interest rebate of 5% when all payments are deposited on time.
Documentation requirement:
• Any of the following: Voter’s ID, National ID, Driver’s license, Passport
• 2 passport size pictures
• Copy of utility bills, tenancy agreements
• Business Registration documents
• Receipt of business related payments (e.g. Tax returns)
• Books of accounts for a period of 6 months and above.